Colonna Cohen Law Reviews

Lawyer or a Program? Pick the One That Fits Your MCA Debt.

Everyone tells you to get a lawyer. One owner told us, “the first thing everybody says is, whatever you do, don't go with a debt relief company. Get a lawyer, get a law firm.” Sometimes that is the right call. Here is what Colonna Cohen Law, PLLC says it does, what its 56 Google reviews say as of October 2026, and when ClearBizDebt's MCA settlement program* fits better.

This page covers Colonna Cohen Law, PLLC, 861 Manhattan Ave., Suite 20, Brooklyn, NY. It is not The Cohen Law Firm, P.A. in Coral Springs, Florida.

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or call (888) 711-4138

*ClearBizDebt is the program, not a law firm, and it does not practice law. The legal work on your case is performed by an attorney assigned to it.

Small business owner on a phone call reviewing paperwork at his desk

The Short Answer

What is Colonna Cohen Law, and what do the reviews say?

Colonna Cohen Law, PLLC is a Brooklyn, New York law firm that calls itself a dedicated merchant cash advance defense firm. As of October 2026, its Google profile shows 4.9 stars across 56 reviews. Its site lists MCA litigation, negotiation and defense for business owners. ClearBizDebt is an MCA-only settlement program, not a law firm.

WhoColonna Cohen Law, PLLC, 861 Manhattan Ave., Suite 20, Brooklyn, NY 11222. A law firm. Its site describes it as “protecting businesses and business owners against MCA Funders”.
What it listsMCA litigation, bank restraints and frozen accounts, UCC liens, judgment enforcement defense, arbitration, appeals, settlements and MCA debt relief. Also non-MCA business debts, consumer credit matters and property purchases and sales.
Reviews4.9 stars, 56 Google reviews, 42 with written comments, as of October 13, 2026. Two written reviews name MCA debt.

Everything on this page about Colonna Cohen Law comes from colonnacohenlaw.com and its Google Business Profile, both read on October 13, 2026. ClearBizDebt and Colonna Cohen Law, PLLC are separate, unaffiliated companies.

The ClearBizDebt Track Record

19+

years focused only on MCA debt

6,900+

business owners served

$1B+

in business debt managed

$300M+

in documented client savings

Colonna Cohen Law vs ClearBizDebt

Are You Guys an Actual Law Firm? One of Us Is.

Owners ask us that on calls. This table answers it side by side. It compares what each company says it does, not star ratings. Colonna Cohen Law's column uses its own published wording, and where it publishes nothing, the cell says so.

Question	Colonna Cohen Law, PLLC	ClearBizDebt
What it is	A Brooklyn, New York law firm. In its words, “a dedicated Merchant Cash Advance Defense Law Firm”.	An MCA-only debt settlement program. Not a law firm, does not practice law, not a lender.
What it handles beyond MCA	Non-MCA business debts, “including lines of credit, asset-based lending, business credit cards”, plus consumer credit matters and property purchases and sales.	Merchant cash advance debt only.
Who negotiates with funders	The firm. Its judgment enforcement page says “we negotiate directly with lenders.”	ClearBizDebt's negotiation team, balance by balance, with the goal of settling each for less than the amount owed.
Who handles a lawsuit	The firm itself. Its litigation page describes helping owners “draft a tailored response or file a motion to dismiss.”	An attorney assigned to it if a funder files a lawsuit during the program, at no additional cost.
How you pay	Fees are not published on its site. Ask during the consultation.	One reduced weekly payment into a dedicated escrow account in your name. There is no separate hourly bill.
Full legal representation	Yes. It is a law firm, and it lists litigation, arbitration, appeals and judgment enforcement defense for merchants.	No. ClearBizDebt is the program, not a law firm. Attorney involvement starts if a funder sues.

Colonna Cohen Law entries reflect colonnacohenlaw.com as read on October 13, 2026. Comparing more options? See our merchant cash advance settlement companies roundup.

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or call (888) 711-4138

Sound Familiar?

“Get a Lawyer, Get a Law Firm.” Then What?

Owners who call us after searching for an MCA attorney tend to be in one of three spots.

“They Pretty Well Drain Me”

Daily or weekly debits from several funders, and the account is empty before the next deposit clears. One owner told us, “I'm in panic mode now.” Our team hears the same math on calls: “$1,500 a day is coming out and they've got $7,000 in the bank and then by Friday they're broke.”

“He Doesn't Deal With MCAs”

“I called my local attorney first and he doesn't deal with MCAs. He said, See what you can find.” A lot of owners already have a lawyer. Often, as our sales team hears it, that lawyer “doesn't specialize in anything regarding finance.”

“Will Your Funds Come Out of the 650?”

Owners worry about paying twice: once to the funders and again to whoever helps. Another owner had already tried a settlement company that “couldn't do anything with this lawsuit.” Both worries are fair. They are also the two questions to ask anyone you call, including us.

“He answered all 3 of my lender lawsuits on time as promised and negotiated settlements for half of what I owed. If it wasn't for ClearBizDebt I would have shut my doors.”

Charles, ClearBizDebt client

Individual results. Outcomes vary with the debt, the number of positions and how each funder responds.

Get a Free Consultation

or call (888) 711-4138

What the Reviews Say

“I Have Been Burned Before.” So Read the Reviews First.

We read the latest reviews on Colonna Cohen Law, PLLC's Google profile on October 13, 2026. Here is the snapshot, the themes and how many of them are about merchant cash advance debt.

Google rating

4.9

56 reviews, as of Oct 13, 2026

55 show as posted about a year ago and one about five months ago.

Written reviews

of 56

The other 14 are a star rating with no comment.

MCA mentions

of 42 written reviews

Name merchant cash advances or MCA debt. One more mentions business borrower disputes. Others describe a real estate transaction, matters in several states, or do not say.

Themes in the 42 written reviews

Knowledge, expertise or skill: 26. The most common theme by a wide margin.
Responsiveness and communication: 16. Quick replies, being kept informed, being available.
Aggressive: 6. Six reviews use the word aggressive or aggression. Several more say tough, persistent or not afraid to stand up.
Clear explanations: 4. Reviewers say things were explained clearly.

Counts are ours, from reading each written review. A review can count toward more than one theme.

In reviewers' own words

“...really helped me out with my merchant cash advances. I had several that were getting to be too much for my business to handle...”

Google review, read Oct 2026

“Had a ton of MCA debt. ...super aggressive on my behalf.”

Google review, read Oct 2026

“Her expertise in business borrower disputes is unmatched.”

Google review, read Oct 2026

“...takes time to explain complex legal concepts in a way that's easy to understand.”

Google review, read Oct 2026

“We have used a few lawyers for our personal and business needs and [she] is by far the most helpful and communicative lawyer to work for us.”

Google review, read Oct 2026

“I truly appreciate her accessibility that you'll never receive in a large firm.”

Google review, read Oct 2026

Where a law firm has the edge: direct access to the attorney.

That is the thread through these reviews, and a program like ours does not work that way. In ClearBizDebt's program, you will not hear from an attorney unless a funder sues. If that kind of access matters most to you, weigh it.

What Colonna Cohen Law Does

“Handle This in a Legal Manner.” Here Is What the Firm Says It Offers.

In the firm's own words, from its site. We have not added to or graded any of it.

MCA defense“Colonna Cohen Law is a dedicated Merchant Cash Advance Defense Law Firm, specializing in protecting businesses and business owners against MCA Funders and Merchant Cash Advance Collection Attorneys.”
Frozen accounts“Whether you're facing a lawsuit, dealing with frozen accounts or payment processors, our firm is here to defend your rights and protect your business.”
LitigationIts MCA litigation page says its New York litigation lawyer “can help you draft a tailored response or file a motion to dismiss.”
Judgments“Filing motions to vacate judgments: In cases of default judgments or errors, we can file motions to vacate.”
UCC liens“We can verify the validity of the lien, challenge inaccuracies, handle communications with the lender, and protect your rights.”
Negotiation“Our legal team specializes in helping merchants resolve disputes through settlement negotiations.” Its MCA debt relief page describes plans that “could include negotiating with lenders to extend repayment terms, reduce payment amounts, or consolidate multiple debts into a more manageable payment.”
Appeals“we help merchants challenge unjust decisions in MCA lawsuits.” It also lists MCA arbitration.
Beyond MCA“representation for a wide range of non-MCA business debts, including lines of credit, asset-based lending, business credit cards, and other commercial financing issues.” Its homepage also lists consumer credit work, describing it as “fighting back against predatory lenders.”
FeesNot published. The site offers a free consultation.

Quoted from colonnacohenlaw.com (homepage, litigation, judgment enforcement, UCC liens, negotiations and settlements, MCA debt relief, appeals and attorney profile pages), read on October 13, 2026. Wording may have changed since.

When a Law Firm Fits Better

Looking for an Attorney Right Now? Sometimes That Is Exactly Right.

If any of these describe you, a law firm like Colonna Cohen Law, PLLC is built for the job, and a settlement program is not.

“I Just Need an MCA Attorney... Where My Judgment Is”

A judgment is already entered and collection actions have started. Motions to vacate, appeals and judgment enforcement defense are legal work. Colonna Cohen Law lists all three.

“Push Back and Remove the Lien”

One owner told us they needed an attorney “to push back and remove the lien”, “not the negotiation of the debt.” UCC liens, bank restraints and frozen accounts are on Colonna Cohen Law's list. Challenging them is legal work.

“A Business Finance Attorney to Take This On”

Your business debts are not only merchant cash advances. Lines of credit, business credit cards, asset-based lending and consumer debt are on Colonna Cohen Law's list. ClearBizDebt handles merchant cash advance debt only.

“I Want to Get Protected”

You want an attorney reading every contract and taking every call from the start. Hire a law firm. In ClearBizDebt's program, an attorney is assigned if a funder files a lawsuit during the program.

If the business has closed and nothing is coming in, a settlement program probably is not the answer either. A licensed attorney can walk you through options such as bankruptcy.

MCA Debt Only

The ClearBizDebt Program

“They Will Not Negotiate With Me Directly.” That Is the Job.

MCA debt only. One weekly payment. An attorney if a funder sues.

If the problem is several merchant cash advances you can no longer keep up with, and the business still brings in revenue, this is how the program works.

1. A hardship review first

We look at your positions, your balances and what the business can actually afford each week. Read more about the merchant cash advance hardship process.

2. One reduced weekly payment, held in escrow

You make one reduced weekly payment into a dedicated escrow account in your name.

3. Each balance negotiated

Our negotiators work each balance with the goal of settling it for less than the amount owed. Results are not guaranteed, and every funder responds differently.

4. An attorney if a funder sues

If a funder files a lawsuit during the program, an attorney is assigned to it at no additional cost. There is no separate hourly bill. ClearBizDebt is the program, not a law firm, and it does not practice law. The legal work on your case is performed by an attorney assigned to it.

Two shop owners in aprons going over paperwork with a laptop and calculator

Business owner studying documents at a table while weighing a law firm or a program

Three things owners should know going in

You will not hear from an attorney unless a funder sues. As our client success team puts it, “you don't really know you have an attorney until you need one.”
It will feel like nothing is happening at first. Negotiations take time to start. Our team tells clients up front, “it's going to feel like nothing is happening.”
Your personal guarantee still matters. A funder that sues can name the owner as guarantor. How exposed you are depends on exactly what you signed. See our personal guarantee page.

Get a Free Consultation

or call (888) 711-4138

ClearBizDebt Client Testimonials

From “Panic Mode” to a Plan

“My rep negotiator took care of my horrendous creditor, who was harassing my family day and night. She went over everything step by step and kept me updated on my file. She did exactly what she said she would do. She saved my business and probably my life.”

Samuel S., small business owner, ClearBizDebt client

“Thanks to the peace of mind they gave me during the process, I was able to carry on with my duties.”

Kelly S., client review

Individual results. Outcomes vary with the debt, the number of positions and how each funder responds.

Which One Fits?

Are You an Attorney, or What Do You Do? Here Is the Honest Split.

Match the call to the problem in front of you.

Your situation	Colonna Cohen Law, PLLC	ClearBizDebt
A funder already has a judgment against you	Built for it. It lists motions to vacate, appeals and judgment enforcement defense.	Usually not the right first call. Talk to an attorney.
You need a UCC lien, bank restraint or frozen account challenged	On its list. Challenging them is legal work.	Not what the program does.
Your debt includes lines of credit, business credit cards or consumer debt	Lists non-MCA business debts and consumer credit matters.	Merchant cash advance debt only.
Several MCA positions, and revenue that can fund one reduced weekly payment	Its MCA debt relief page describes negotiating with lenders. Ask how it charges for that.	This is what the program is built for.
You want an attorney involved only if a funder sues, with no separate hourly bill	Ask during the consultation.	That is how the program works.
The business has closed and nothing is coming in	Ask whether the firm can help, or see a bankruptcy attorney.	Probably not the program. A program needs revenue to work. A licensed attorney can walk you through options such as bankruptcy.

If the highlighted row is you

One reduced weekly payment into an escrow account in your name. One owner put it as wanting “one weekly payment before I don't have a business.”
Someone to sit across from the funders who would not negotiate with you directly.
A straight answer to “Will your funds come out of the 650?” If a funder sues during the program, the attorney is at no additional cost.
A plan sized to the business. As our sales team puts it, “a plan that'll work, not a plan that'll make us some money and then you go out of business.”

Get a Free Consultation

or call (888) 711-4138

Before You Sign

Start With “Are You Guys Attorneys?” Then Ask These.

Ask every law firm and every program the same questions, including us. Get the answers in writing.

1Are you a law firm, and who will actually handle my file?
2How do you charge? Hourly, flat fee or a percentage, and what a lawsuit or appeal would add.
3What happens if a funder sues me? Who answers the lawsuit, and does it cost extra?
4Where do my payments go, and can I see the account?
5Do you handle every debt I have, or only merchant cash advances?
6What about the personal guarantee I signed? It should be reviewed, not guessed at.

Colonna Cohen Law Questions Answered

Frequently Asked Questions

Is Colonna Cohen Law legit?

Colonna Cohen Law, PLLC is a law firm at 861 Manhattan Ave., Suite 20, in Brooklyn, New York. Its site describes it as “a dedicated Merchant Cash Advance Defense Law Firm”, and as of October 2026 its Google profile shows 4.9 stars across 56 reviews.

We do not rate law firms. Read the written reviews yourself, make sure you are looking at the right firm (several firms share the Cohen name), and ask the questions in the Before You Sign list above.

What does Colonna Cohen Law do? Does it handle MCA debt?

Yes. Its site lists merchant cash advance litigation, bank restraints and frozen accounts, UCC liens, judgment enforcement defense, arbitration, appeals, negotiations and settlements, and MCA debt relief. It also lists non-MCA business debts such as lines of credit and business credit cards, consumer credit matters, and property purchases and sales.

What do Colonna Cohen Law reviews say?

As of October 13, 2026, Colonna Cohen Law, PLLC had 4.9 stars across 56 Google reviews. 42 include written comments and 14 are a star rating only. By our count, 26 of the 42 written reviews mention knowledge, expertise or skill, 16 praise responsiveness or communication, and 6 use the word aggressive or aggression. Two name merchant cash advances or MCA debt, and one more mentions business borrower disputes. The rest describe other matters or do not say what the matter was.

How much does Colonna Cohen Law cost?

Its site does not publish fees. It offers a free consultation. Ask how it bills (hourly, flat fee or another structure), what a lawsuit or appeal would add, and get it in writing before you sign.

Is Colonna Cohen Law the same as The Cohen Law Firm?

No. Colonna Cohen Law, PLLC is in Brooklyn, New York. Search results for this name also show The Cohen Law Firm, P.A. in Coral Springs, Florida, and Cohen Law Group in Maitland, Florida. Those are different firms. Check the address before you read a review or make a call.

Is ClearBizDebt a law firm?

No. ClearBizDebt is the program, not a law firm, and it does not practice law. The legal work on your case is performed by an attorney assigned to it. ClearBizDebt negotiates merchant cash advance balances. If a funder files a lawsuit during the program, an attorney is assigned to it at no additional cost.

Do I need a lawyer for MCA debt?

It depends on where the debt is. If you have been sued, a judgment has been entered, or you need a lien or bank restraint challenged, that is legal work and you need an attorney.

If you are behind on several advances, or close to it, and want the balances negotiated, a settlement program is one option. In ClearBizDebt's program, an attorney is assigned if a funder files a lawsuit during the program. If you are not sure which situation you are in, talk to a lawyer before you sign anything.

Does the attorney cost extra in ClearBizDebt's program?

No. If a funder files a lawsuit during the program, an attorney is assigned at no additional cost. There is no separate hourly bill. Ask any firm or program you are comparing for its full fee structure in writing.

What happens if a funder sues me during the program?

An attorney is assigned to the lawsuit at no additional cost. Until a funder sues, you will not hear from an attorney, and that is by design.

A funder that sues can name the owner as guarantor. How exposed you are depends on exactly what you signed, so it should be reviewed, not guessed at. More on our merchant cash advance personal guarantee page.

Can I negotiate MCA debt on my own?

You can, and some owners try. Funders do not always engage. One owner told us, “They will not negotiate with me directly.” If you do negotiate yourself, get any agreement in writing before you send money.

How do I check reviews on an MCA lawyer?

Read the written reviews, not just the star average. Count how many describe a matter like yours: for Colonna Cohen Law, 2 of 42 written Google reviews name MCA debt. Look at the dates. And confirm the profile belongs to the firm you mean, since several firms share similar names.

Talk It Through

“This MCA Industry Is the Craziest Ever.”

One owner summed up the merchant cash advance industry that way on a call with us. If that is where you are, a free consultation tells you whether a settlement program fits or a law firm is the better call. We will say so either way.

Get a Free Consultation

or call (888) 711-4138

ClearBizDebt is the program, not a law firm, and it does not practice law. The legal work on your case is performed by an attorney assigned to it.