How It Works
At ClearBizDebt, we make achieving financial freedom simple, fast, and stress-free with just three easy steps:
Free Consultation & Assessment
Kick things off with a free, no-obligation consultation! Our debt settlement specialists take a deep dive into your debt situation to uncover the best path to relief.
Customized Solution
We then create a tailored debt solution that will stop daily withdrawals and provide you with one single weekly payment – giving you instant cash flow relief and lower total debt.
Negotiation & Resolution
Let our team handle the tough negotiations while you focus on what matters most—growing your business. With our proven process, you can become debt-free in as little as 6-18 months and secure a stronger financial future!





Why choose ClearBizDebt?
Our expert team specializes in debt restructuring, offering a customized plan to help you regain control of your cash flow and future.
We focus on tailored debt solutions to reduce your MCA payments s your business can thrive and grow!. Tell us your situation so we can get started and get your business back on track!
Frequently Asked Questions
At ClearBizDebt, we understand that the restructuring process can be complicated. We compiled answers to some of the most common questions that we have received.
MCA debt restructuring is the process of combining multiple Merchant Cash Advances into a single, more manageable payment. This helps reduce the financial strain of paying several high-interest Merchant Cash Advances.
Our debt restructuring process simplifies your payments by negotiating with your lenders to reduce your overall debt and create a single, lower weekly payment.
Debt restructuring typically does not directly impact your credit score. However, if we negotiate a reduction in debt, it could have a temporary effect on your credit, which usually improves as you make timely payments.
We require a merchant to have at least $20,000 in MCA debt.
The time it takes to restructure your debt varies depending on the complexity of your case.
Yes, you can continue to operate your business as usual while we work to restructure your MCA debt.
No, MCA debt restructuring typically doesn’t require collateral, but it is important to review the terms based on your specific situation.
Our restructuring services will include our fees. However, these will be clearly outlined before we begin the process and are included as the part of the settlement process. We do not require additional upfront costs.
By lowering your monthly payments and reducing fees, we free up more cash flow for your business, allowing you to focus on growing your business.
No, MCA debt restructuring is not bankruptcy. It is a financial solution designed to help you manage your debt without going through the legal and financial challenges of bankruptcy.